Sunday, October 30, 2011

50 Tips for College Students

50 tips to make your college experience more fun and satisfying!
Published on August 23, 2010 by Dr. Stephanie Sarkis, Ph.D. in Here, There, and Everywhere
I did the "extended tour" of college. From about 1991-2002. I did get 4 degrees, so at least I have an excuse. :) I've also been an adjunct professor, so I've also been at the other side of the classroom.

1) The Freshman Fifteen does exist. So does the Freshman Twenty. Watch how many starches and processed foods you are eating.
2) Pizza - the ubiquitous college snack. See #1.
3) If it's either take out a loan or quit school, take out a loan.
4) If you can live harmoniously with someone in a 20×20 ft. space, you can do anything.
5) Flip-flops: Wear them in the dorm shower. Always.
6) Always attend the *real* class, and use the Internet one for review.
7) If you are not a morning person, don't schedule classes for 7am. You will not go.
8) Get involved on campus. All work and no *productive* socializing is boring.
9) Too much socializing = bad grades. Everything in moderation.
10) If you are feeling overwhelmed, are having problems sleeping, or have gone through a breakup, visit your college's counseling center. If you are feeling suicidal at any point, call your college's crisis center number or call 911 immediately.
11) There are a lot of free activities on campus. Take advantage of them.
12) Many colleges have free tutoring centers on campus. Take advantage of them.
13) Sit near the front of class.
14) Attend the whole class. Even if you feel like you will just die if you sit there any longer. Even if you feel your brain start to ooze out the side of your ear. Because we (professors) sometimes give really important info at the end of class.
15) Recopy your notes after class. Or if you've typed them (which is recommended), do a quick read-through after class. Read More

Friday, October 28, 2011

College students can reduce student loan payments

Take a walk on any college campus in the state and you don't have to look very far to find students like freshman Justin Austin and sophomore April Davis. Both are students at Jackson State University and both rely on student loans to carry them through graduation.
"Financial aid didn't basically cover everything for me so I had to take out loans to actually come to school," said Austin.
"I have financial aid, but financial aid won't cover everything so some people don't have no choice but to get a student loan," said Davis.
In Mississippi average tuition is about $5,400 and it's only increasing, leaving more and more students going in debt before they have a degree. Once they do, it's time to pay the money back.
"Once everybody graduates from college, nine times out of ten I feel like they're not going to be financially stable to pay their loans back off," said Davis. Read Full Story

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Tuesday, October 25, 2011

Online College Classes Preparation


Online college classes are not for everyone. Some are more successful in traditional face to face classrooms. It is recommended that early on you evaluate yourself as a student to determine if it is right for you. Google learning styles or use the resources given to you by your college. Sometimes, your school will provide questionnaires or survey.

ONLINE COLLEGE CLASSES & TECHNOLOGY ISSUES

Settle your technology issues prior to the start of your online college class. When you have a problem, contact the Online Help Desk for assistance, they will ask for your name, how to contact you, your class, your student ID, and very specifically what your problem is and what you have done to try and deal with it.  Read More


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Sunday, October 23, 2011

Save Your Money: Keep away from Top Ten Credit Problems

Listed here are the top 10 common credit mistakes you need to avoid to enhance your credit score as well as save you money within loan expenses

1. Closing credit cards which you’ve had for a long period. Just how long you’ve experienced credit plays an important role in determining your credit standing. Lenders prefer borrowers who have a long record of credit history. Closing credit cards which you’ve experienced for a long period is a poor move because it will be like removing a part of your credit report. If you think you own too many credit cards, consider which accounts to close and do not close the ones you’ve had for several years. When the problem is that your outdated credit cards come with higher interest, you don’t need to use them on a regular basis. To avoid them from instantly closing, you can utilize them once each and every few months to purchase an inexpensive item. By doing this, you are able to immediately pay the balance in full and steer clear of paying for interest.

2. Lacking on your credit card payments. Your ability to pay and just how responsible you're in paying your debts are typical reflected inside your credit report. Clearly, missed payments will put you in a bad light. Additional lenders will consider loans
continue reading: Save Your Money: Avoid Top 10 Credit Mistakes


Wednesday, October 19, 2011

Tips to get a Co-signer for a Bad Credit Student Car Loan

If you're college student in need of a bad credit car loan, acquiring an excellent offer can prove to be a big problem. Numerous financing companies choose clients with good credit therefore customers with an unimpressive score may be rejected. Nevertheless, there is a method to improve your own opportunity of acquiring an approval. Just how so? On this particular post, let’s consider a look at several ideas that may help you if you require a co-signer in order to get authorized for a student car loans.

A co-signer should have good credit. Pointless to say, the individual that will be supplying a guarantee should credit-worthy in the eyes of loan companies. A few lenders are searching for co-signers with a Fico score of at least 700 or over. This is simply because a higher credit score is a great sign that the individual is able of controlling financial debt and credit. If your parent or guardian has a good outstanding credit score, then he/she is the ideal prospect to co-sign your student car loan. Continue Reading: How to Get a Co-signer for a Bad Credit Student Car Loan

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Tuesday, October 18, 2011

Most Affordable Colleges

For the first time ever, the government is ranking American colleges and universities by affordability.

Using a new interactive tool launched by the Department of Education, students and parents can search public and private colleges by not only their published tuition prices, but also by their "net price" -- the average costs after tuition, room and board, book fees and financial aid are all taken into consideration Continue Reading


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Monday, October 17, 2011

College counselor offers tips on finding the right school


As high school seniors complete their college applications, high school juniors begin the tedious process of visiting schools, meeting with admissions staff and seeking scholarships and financial aid.
Some students tackle the college search with excitement, while others are fearful, concerned that they won’t make the right choices. Others worry that they won’t make it into the college of their choice. Continue Reading

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How to Apply for College Student Loans

◘ Having college or university financing needs to be a lot easier if you realize your own choices and the proper actions of filing your application

◘There are lots of various financing businesses that offer best student loans

◘You can now apply for a personal student loan online but it is extremely important to complete extensive research very first before choosing a loan provider  Read Full Story

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