Getting Approved for A Student Credit Card

If you?re new to the credit card game, you probably don?t have idea on how the credit card market works Before most people apply for their first card, they don?t even think of what kind of cards they can apply for

If you?re new to the credit card game, you probably don?t have idea on how the credit card market works. Before most people apply for their first card, they don?t even think of what kind of cards they can apply for. Most appliers make the mistake of applying for the first credit card they see which is a big mistake because most of the time these credit cards are designed for people with established credit. 

When people start their hunt for a credit card, they never think of the options. If you?re going to school, you can be a huge candidate for a student credit card. A student credit card is made for a student going to college and if you have no credit or you have credit, the chances of getting approved are great. Now, if you?re not going to college, you?ll want to look elsewhere such as a first time credit card or possibly a secured type credit card. Read More....


You may also read:

The Advantages of Online Education
Taking Control of your Instant Approval College student Credit Card

The Student’s Checklist to purchasing by using a Credit Card Securely

Many students get their own credit cards that they use primarily for building credit. Before using the college student credit card to purchase from a shop or even an web store, what things should you recall? Mentioned below is usually a checklist for students on how to buy with a credit card safely:

1. Check your company and also the merchant’s plan. You ought to understand the merchant’s policy about return and earnings before acquiring, particularly when internet shopping. As a student credit cardholder, you need to also be aware concerning the buy security solutions supplied by your issuer. While most shops offer a 30-day refund, you could be capable of return a product even after the merchant’s return ensure has expired should you used a credit card to make purchasing.

2. Purchase only from trustworthy merchants. When purchasing on the internet, it can be attractive the buy via an unknown merchant simply because of the cheaper offer. Certainly, you need to save bucks but be careful that you don’t get ripped-off in return. It’s best to buy only from trustworthy merchants with a powerful track document of background. However, a person could also think about purchasing from a new shop if there are convincing proofs that the merchant can be trusted. continue reading

You may also like:
The Student’s Checklist to Buying with a Credit Card Safely
The Student’s Checklist to buying by using a Credit Card Correctly
Holiday Spending Tips for College Students

Christmas Spending Tips for Students

The holiday season is really a merry time for everyone. For college students the months of November to December are filled up with festivities, parties, and greatest of all school-break. College students excitedly get prepared for these occasions, to enjoy time with relatives and buddies.

If you’re a student, are you prepared to face the holidays? How about your wallet? In this particular post, we present holiday spending suggestions about how you can have fun with the celebrations with no guilt and tension brought about through bad debt.

Get a part-time employment. Have you considered getting a part-time job this holiday break? The money you'll earn will help you fund your obligations instead of taking out out of your personal savings or charging purchases to credit. Many retails stores and restaurants are finding during the holiday seasons so getting hired must not be difficult at all.  Read Full Story


More Interesting Articles:
Holiday Spending Tips for College Students
8 Expensive Things College Students Should Try to Avoid
Ten Tips for Student Success