Heart’s Day Scams Students Must Avoid

In this post, let’s check out many of the most common tricks that scammers may try to pull off with this coming holiday - the Valentine’s Day.

Electronic Greeting Card Scams. Valentine’s Day greetings are hoped for with this day and although e-cards or greetings cards sent via internet will be the trend, you would like to keep an eye out against e-card scams. Your inbox may be flodded with V-day e-cards on February 14th, to start with you click on each mail, check to see where the email originates from.

Cut Debt in 2012: Five Effective Personal Finance New Year's Resolutions to Get Started on Now

The holiday season has now passed, and most people have substituted their pre-holiday-shopping-excitement with a post-holiday-debt-depression. Before debt threatens your New Year's happiness, here are five techniques for cutting down consumer debt, and getting you moving towards better finances in 2012.

1. Refrain from racking up additional unsecured debt.

Financial Aid vs. Employment

As summer arrives, bringing sunny days, warm nights, and a marked lack of schoolwork, many graduating high school seniors are already looking toward the start of their college career. For most, it is a time of excitement, but their feelings are often hampered by the realization that they must find a way to pay for their education.

The prospect of borrowing $25,000 a year for at least 4 years is rather daunting, considering the fact that if the student has a job at all, he or she is probably making close to minimum wage. In reality, for many college graduates, student loans are the thing that most hampers them from having early success in their chosen profession. To cut down on the costs, students have several avenues from which to obtain money. The first and most obvious one is financial aid. Read full story here